I saw this card on Pinterest by Lisa Young, and totally borrowed her idea for this card for my Brother-in-law... I love it!
I used a distress tool to scuff up the edges of the jacket a bit, and cut a hem for the T-shirt by hand.
I used Versamark ink, white embossing powder and a heat tool to get the 'Happy Birthday' to show up well on the pocket. I folded some paper to make the handkerchief, and stuck the pocket on with little square adhesive foam pads.
Some of the products used: